Balch Springs, TX FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Balch Springs, TX home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Balch Springs since 1934. Simplified 2024 guidelines include easier qualifications with low down payments. Even better Balch Springs consumers can keep their down payment in the bank with the help of the Balch Springs, TX FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you. Balch Springs FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Balch Springs, TX and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Balch Springs, TX FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Balch Springs, TX Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Balch Springs FHA wholesale and retail mortgage rates call (888)416-0920. A Balch Springs, TX Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Balch Springs, TX can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Balch Springs FHA Mortgage team is celebrating its 27th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Balch Springs, TX
Get Pre-Qualified Now
FHA Benefits in Balch Springs, TX
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Balch Springs, TX (888)416-0920.
Balch Springs (/bɑːlk/ BAHLK, /bɑːltʃ/ BAHLTCH) is a city in Dallas County, Texas, United States. It is an inner-ring suburb of Dallas and part of the Dallas–Fort Worth metroplex. The population was 23,728 at the 2010 census,[6] and 25,007 at 2019’s census estimates.[7]
The area was first settled in the 1840s. Around 1879 John M. Balch and his family settled south of Mesquite in unincorporated Dallas County. Mr. Balch found several springs on his land, one of which ran year-round. Local residents began referring to the springs on Mr. Balch’s property as Balch Springs, and use of the name continued even after he moved away a few years after his arrival. Around 1885, a county school was named after the springs. A small church and a cemetery were near the school. During the early 1900s, the community was widely dispersed and consisted mostly of farms. Electricity, provided by Texas Power and Light, was introduced in 1939. Gas and telephone service arrived shortly after World War II.[8]