Rate and term refinancing is driven primarily by a drop in interest rates.  When rates drop, take advantage of free quotes to see how much you can save.   Thinking about changing your term, we offer fixed and adjustable terms from 3 years to 30 years.  Common fixed rate terms would include our 10, 15, 20 and 30 year mortgage.  Fixed Adjustable Rate Mortgage or ARM terms would include extremely low rates for 3, 5, 7 and 10 years.  Looking for a custom fixed terms from 8 – 30 years, we got you covered.

Start your Rate and Term Refinance now (888)416-0920.

Homeowners with equity in their home have the option of refinancing with cash out.  Put your cash to good use by paying off debt, investing in a second home or investment property, add to or protect your existing investments.

Find out how much cash is available now (888)416-0920.

Debt can add up fast and in most cases would take an eternity to pay off.  Every month households have payments, student loans, high interest credit cards and car payments.  Unfortunately for some the payments are due each month and they create unwanted daily stress.  With a debt consolidation refinance borrowers are paying off these high interest payments with the equity from their home.  This creates one new mortgage payment and eliminates the stress of high interest payments and debt.

Find out if you qualify for a Cash Out Refinance (888)416-0920.

Current on your mortgage? Little or no equity in your home? You could be eligible to save up to $2,500 a year with HARP.   HARP Mortgage Brokers are standing by to see if you qualify for this program.

• The mortgage must be owned or guaranteed by Fannie Mae or Freddie Mac
• The mortgage must have been sold to Fannie Mae or Freddie Mac on or before May 31, 2009
• Borrowers must be current on their mortgage payments with no payments more than 30 days late in the last six months and no more than one late payment in the last 12 months
• Eligible property types are primary residence, one-unit second home and one-to-four-unit rental property
• The current loan-to-value (LTV) ratio must be at least 80 percent. There is no maximum LTV limit for a new fixed-rate mortgage. The maximum LTV for a new adjustable-rate mortgage is 105 percent.
• You cannot have previously refinanced under HARP (unless it was a Fannie Mae loan refinanced under HARP between March and May 2009)

Find out if you Qualify for HARP (888)416-0920.

Mortgage rate uncertainty and economic times can be stressful on those with Adjustable Rate Mortgages.   It could be a good time to consider refinancing your ARM into a fixed-rate mortgage, locking in a low rate and securing a set payment over the remaining life of your mortgage.

Get a low rate fixed mortgage quote now (888)416-0920.

The HELOC or Home Equity Line of Credit has variable mortgage rates.  Homeowners with current equity lines can be vulnerable to rising interest rates and increased payments. Refinance your Home Equity Line into a new 1st Mortgage. Act now and get a lower rate and one new payment.

Mortgage Brokers are ready to assist you now (888)416-0920.

Refinance guidelines say that income, assets and credit are not verified; nor is employment. Appraisals are not required, either.  Fast Closings![

Apply now for FHA Streamline Refinancing (888)416-0920.

IRRRL stands for Interest Rate Reduction Refinancing Loan. You may see it referred to as a “Streamline” or a “VA to VA.” Except when refinancing an existing VA guaranteed adjustable rate mortgage (ARM) to a fixed rate, it must result in a lower interest rate.

Start your VA IRRRL now (888)416-0920.