Lamoni, IA First Time Homebuyer

Hundreds of first time homebuyers across Lamoni, IA are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help first home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying challenges presented by 2024 Lamoni mortgage guidelines. Our mission is to get you approved and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for the home of your dreams.
  • Secure a loan and purchase your new home!

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First Time Homebuyer Options

First time homebuyers in Lamoni, IA have so many options.  With a CONVENTIONAL or FHA mortgage, borrowers can buy with as little as 3% down.  For those who still lack the down payment check out our First Time Homebuyer Grant.  For Veterans (VA loan) or those looking to buy in rural areas (USDA Loan) we have no money down options.  New Alternative mortgage programs in 2024 give homebuyers the option to qualify even with bank statements.  First time homebuyer experts are standing by near Lamoni, IA and ready to help.  Connect with a licensed first time homebuyer specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920

Mortgage Brokers near Lamoni, IA

When it comes to Lamoni, IA home loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Lamoni Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920.  A Lamoni, IA Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Lamoni can work with all types of credit scores.

Working around Credit Issues with Top Rated Specialists

The Lamoni home mortgage team is celebrating its 27th year in business.  Our experience allows for consumer mortgage confidence especially with first time home buyers.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you.

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First Home Buyers Lamoni, IA
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    First Homebuyer Benefits in Lamoni, IA

    • Little to no money down
    • Wholesale mortgage rates
    • Bruised credit excepted
    • Bankruptcies, Foreclosures, Short Sales Okay
    • Grants for down payment
    • Gift Funds Allowed

    Find your First Home Loan near Lamoni, IA (888)416-0920.

    In the Book of Mormon, Lamoni (/ləˈmoʊnaɪ/;[1] believed to mean “Lamanite” or “of Laman”) is a Lamanite king. The missionary Ammon converts him back to the Law of Moses. After this, Lamoni becomes righteous again.

    Lamoni was a lesser king of part of the greater Lamanite Kingdom, as recounted in the Book of Mormon. Lamoni’s father was king over all of the Lamanites, a people who traditionally had a visceral hatred of the Nephites. After initially having the Nephite missionary Ammon imprisoned, Lamoni later allows him to be his servant. Later still Ammon saves some of Lamoni’s servants and animals in a seemingly miraculous way. Lamoni then believes that Ammon is the Great Spirit. After being told by Ammon that he (Ammon) is only a servant of the Great Spirit (meant by context to mean God) Lamoni is finally convinced that Ammon is not deity. After his conversion Lamoni is traveling with Ammon when he encounters his father the high Lamanite king. At the peril of his life Lamoni verbally defends Ammon. Eventually Lamoni helps gain freedom for Ammon and his fellow Nephite missionaries to preach freely in the Lamanite areas. Lamoni’s people are generally considered to be the corp of a people that would be called the Anti-Nephi-Lehies, or Ammonites

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