Hiawatha, IA First Time Homebuyer

Hundreds of first time homebuyers across Hiawatha, IA are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help first home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying challenges presented by 2024 Hiawatha mortgage guidelines. Our mission is to get you approved and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for the home of your dreams.
  • Secure a loan and purchase your new home!

First Time Homebuyer Options

First time homebuyers in Hiawatha, IA have so many options.  With a CONVENTIONAL or FHA mortgage, borrowers can buy with as little as 3% down.  For those who still lack the down payment check out our First Time Homebuyer Grant.  For Veterans (VA loan) or those looking to buy in rural areas (USDA Loan) we have no money down options.  New Alternative mortgage programs in 2024 give homebuyers the option to qualify even with bank statements.  First time homebuyer experts are standing by near Hiawatha, IA and ready to help.  Connect with a licensed first time homebuyer specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920

Mortgage Brokers near Hiawatha, IA

When it comes to Hiawatha, IA home loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Hiawatha Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920.  A Hiawatha, IA Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Hiawatha can work with all types of credit scores.

Working around Credit Issues with Top Rated Specialists

The Hiawatha home mortgage team is celebrating its 27th year in business.  Our experience allows for consumer mortgage confidence especially with first time home buyers.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you.

Get on the Path to Home Ownership. We got your Back!
First Home Buyers Hiawatha, IA
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    First Homebuyer Benefits in Hiawatha, IA

    • Little to no money down
    • Wholesale mortgage rates
    • Bruised credit excepted
    • Bankruptcies, Foreclosures, Short Sales Okay
    • Grants for down payment
    • Gift Funds Allowed

    Find your First Home Loan near Hiawatha, IA (888)416-0920.

    Hiawatha (/ˌhaɪ.əˈwɒθə/ HY-ə-WOTH-ə, also US: /-ˈwɔːθə/ -⁠WAW-thə: Haiëñ’wa’tha [hajẽʔwaʔtha];[1] 1525–1595), also known as Ayenwathaaa or Aiionwatha, was a precolonial Native American leader and co-founder of the Iroquois Confederacy. He was a leader of the Onondaga people, the Mohawk people, or both. According to some accounts, he was born an Onondaga but adopted into the Mohawks.

    Although Hiawatha was a real man, he was mostly known for his legend.[2] Future generations would know of him through an 1855 epic poem called The Song of Hiawatha by Longfellow. In the stories of Hiawatha, we learn that he was born in the Onondaga tribe.[3] His mother was an Onondagan and loved her son. She believed he would be a strong and great hunter. Hiawatha soon became a husband, and became a father to many daughters. His wife and daughters were killed by an opposing enemy (Tadodaho) leaving Hiawatha grief-stricken. Hiawatha is noted for his speaking skills and message of peace. He was a follower of the Great Peacemaker (Dekanawidah), a Huron prophet and spiritual leader who proposed the unification of the Iroquois peoples, who shared common ancestry and similar languages, but he suffered from a severe speech impediment which hindered him from spreading his proposal. Hiawatha was a skilled orator, and he was instrumental in persuading the Senecas, Cayugas, Onondagas, Oneidas, and Mohawks to accept the Great Peacemaker’s vision and band together to become the Five Nations of the Iroquois confederacy. The Tuscarora people joined the Confederacy in 1722 to become the Sixth Nation. Little else is known of Hiawatha. The reason and time of his death is unknown. However his legacy is still passed on from generation to generation through oral stories, songs, and books.

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