
Mingo, IA FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Mingo home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Mingo since 1934. Simplified 2026 guidelines include easier qualifications with low down payments. Even better Mingo consumers can keep their down payment in the bank with the help of the Mingo FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you. Mingo FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Mingo, IA and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Mingo, IA FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Mingo Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Mingo FHA wholesale and retail mortgage rates call (888)416-0920. A Mingo, IA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Mingo can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Mingo FHA Mortgage team is celebrating its 28th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Mingo, IA

Get Pre-Qualified Now
FHA Benefits in Mingo, IA
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Mingo, IA (888)416-0920.
The Mingo people are an Iroquoian-speaking group of Native Americans made up of peoples who migrated west to the Ohio Country in the mid-18th century, primarily Seneca and Cayuga. Anglo-Americans called these migrants mingos, a corruption of mingwe, an Eastern Algonquian name for Iroquoian-language groups in general. Mingos have also been called “Ohio Iroquois” and “Ohio Seneca”.
Most were forced to move to Indian Territory in the early 1830s under the Indian Removal program. At the turn of the 20th century, they lost control of communal lands when property was allocated to individual households in a government assimilation effort related to the Dawes Act and extinguishing Indian claims to prepare for the admission of Oklahoma as a state. In the 1930s Mingo descendants reorganized as a tribe and were recognized by the federal government in 1937 as the Seneca-Cayuga Tribe of Oklahoma.
