Chariton, IA First Time Homebuyer

Hundreds of first time homebuyers across Chariton, IA are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help first home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying challenges presented by 2024 Chariton mortgage guidelines. Our mission is to get you approved and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for the home of your dreams.
  • Secure a loan and purchase your new home!

First Time Homebuyer Options

First time homebuyers in Chariton, IA have so many options.  With a CONVENTIONAL or FHA mortgage, borrowers can buy with as little as 3% down.  For those who still lack the down payment check out our First Time Homebuyer Grant.  For Veterans (VA loan) or those looking to buy in rural areas (USDA Loan) we have no money down options.  New Alternative mortgage programs in 2024 give homebuyers the option to qualify even with bank statements.  First time homebuyer experts are standing by near Chariton, IA and ready to help.  Connect with a licensed first time homebuyer specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920

Mortgage Brokers near Chariton, IA

When it comes to Chariton, IA home loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Chariton Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920.  A Chariton, IA Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Chariton can work with all types of credit scores.

Working around Credit Issues with Top Rated Specialists

The Chariton home mortgage team is celebrating its 27th year in business.  Our experience allows for consumer mortgage confidence especially with first time home buyers.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you.

Get on the Path to Home Ownership. We got your Back!
First Home Buyers Chariton, IA
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    First Homebuyer Benefits in Chariton, IA

    • Little to no money down
    • Wholesale mortgage rates
    • Bruised credit excepted
    • Bankruptcies, Foreclosures, Short Sales Okay
    • Grants for down payment
    • Gift Funds Allowed

    Find your First Home Loan near Chariton, IA (888)416-0920.

    Chariton of Aphrodisias (Greek: Χαρίτων ὁ Ἀφροδισιεύς)[1] was the author of an ancient Greek novel probably titled Callirhoe (based on the subscription in the sole surviving manuscript). However, it is regularly referred to as Chaereas and Callirhoe[2] (which more closely aligns with the title given at the head of the manuscript). Evidence of fragments of the text on papyri suggests that the novel may have been written in the mid 1st century AD, making it the oldest surviving complete ancient prose romance and the only one to make use of apparent historiographical features for background verisimilitude and structure, in conjunction with elements of Greek mythology, as Callirhoë is frequently compared to Aphrodite and Ariadne and Chaereas to numerous heroes, both implicitly and explicitly.[3] As the fiction takes place in the past, and historical figures interact with the plot, Callirhoe may be understood as the first historical novel; it was later imitated by Xenophon of Ephesus and Heliodorus of Emesa, among others.

    Nothing is securely known of Chariton beyond what he states in his novel, which introduces him as “Chariton of Aphrodisias, secretary of the rhetor Athenagoras”. The name “Chariton”, which means “man of graces”, has been considered a pseudonym chosen to suit the romantic content of his writing, but both “Chariton” and “Athenagoras” occur as names on inscriptions from Aphrodisias.[4]

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