Exira, IA FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Exira home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Exira since 1934. Simplified 2024 guidelines include easier qualifications with low down payments. Even better Exira consumers can keep their down payment in the bank with the help of the Exira FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you. Exira FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Exira, IA and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Exira, IA FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Exira Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Exira FHA wholesale and retail mortgage rates call (888)416-0920. A Exira, IA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Exira can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Exira FHA Mortgage team is celebrating its 27th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Exira, IA
Get Pre-Qualified Now
FHA Benefits in Exira, IA
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Exira, IA (888)416-0920.
Exira is a city in Audubon County, Iowa, United States, along the East Nishnabotna River and U.S. Route 71. The population was 787 at the time of the 2020 census.[2]
The oldest town in Audubon County, Exira was founded in 1857. The town was named for Exira Eckman, daughter of Judge John Eckman from Ohio, who agreed to purchase a lot of property in the town if the town was named for his daughter.[3]