West Lafayette, IN FHA Home Loans
FHA home loans continue to be a popular mortgage choice for West Lafayette home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like West Lafayette since 1934. Simplified 2025 guidelines include easier qualifications with low down payments. Even better West Lafayette consumers can keep their down payment in the bank with the help of the West Lafayette FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you. West Lafayette FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near West Lafayette, IN and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to West Lafayette, IN FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, West Lafayette Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between West Lafayette FHA wholesale and retail mortgage rates call (888)416-0920. A West Lafayette, IN Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in West Lafayette can work with all types of credit scores.
Working with Top Rated FHA Specialists
The West Lafayette FHA Mortgage team is celebrating its 28th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in West Lafayette, IN
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FHA Benefits in West Lafayette, IN
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near West Lafayette, IN (888)416-0920.
West Lafayette (/ˌlɑːfiːˈɛt, ˌlæf-/) is a city in Wabash Township, Tippecanoe County, Indiana, United States,[6] about 65 miles (105 km) northwest of the state capital of Indianapolis and 103 miles (166 km) southeast of Chicago. West Lafayette is directly across the Wabash River from its sister city, Lafayette. As of the 2010 census, its population was 29,596.[7] It is the most densely populated city in Indiana and is home to Purdue University.
Augustus Wylie laid out a town in 1836 in the Wabash River floodplain south of the present Levee. Due to regular flooding of the site, Wylie’s town was never built. The present city was formed in 1888 by the merger of the adjacent suburban towns of Chauncey, Oakwood, and Kingston, located on a bluff across the Wabash River from Lafayette, Indiana.[8] The three towns had been small suburban villages which were directly adjacent to one another. Kingston was laid out in 1855 by Jesse B. Lutz. Chauncey was platted in 1860 by the Chauncey family of Philadelphia, wealthy land speculators. Chauncey and Kingston formed a municipal government in 1866 which selected the name “Chauncey”.[8]