Flora, IN First Time Homebuyer
Hundreds of first time homebuyers across Flora, IN are ready for home ownership. Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help first home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying challenges presented by 2024 Flora mortgage guidelines. Our mission is to get you approved and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for the home of your dreams.
- Secure a loan and purchase your new home!
First Time Homebuyer Options
First time homebuyers in Flora, IN have so many options. With a CONVENTIONAL or FHA mortgage, borrowers can buy with as little as 3% down. For those who still lack the down payment check out our First Time Homebuyer Grant. For Veterans (VA loan) or those looking to buy in rural areas (USDA Loan) we have no money down options. New Alternative mortgage programs in 2024 give homebuyers the option to qualify even with bank statements. First time homebuyer experts are standing by near Flora, IN and ready to help. Connect with a licensed first time homebuyer specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920
Mortgage Brokers near Flora, IN
When it comes to Flora, IN home loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Flora Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Flora, IN Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Flora can work with all types of credit scores.
Working around Credit Issues with Top Rated Specialists
The Flora home mortgage team is celebrating its 27th year in business. Our experience allows for consumer mortgage confidence especially with first time home buyers. We navigate consumers through the mortgage process, explain options and find what choice works best for you.
Get on the Path to Home Ownership. We got your Back!
First Home Buyers Flora, IN
Get Pre-Qualified Now
First Homebuyer Benefits in Flora, IN
- Little to no money down
- Wholesale mortgage rates
- Bruised credit excepted
- Bankruptcies, Foreclosures, Short Sales Okay
- Grants for down payment
- Gift Funds Allowed
Find your First Home Loan near Flora, IN (888)416-0920.
Flora is all the plant life present in a particular region or time, generally the naturally occurring (indigenous) native plants. The corresponding term for animal life is fauna. Flora, fauna, and other forms of life, such as fungi, are collectively referred to as biota. Sometimes bacteria and fungi are also referred to as flora, as in the terms gut flora or skin flora.[1][2][3]
The word “flora” comes from the Latin name of Flora, the goddess of plants, flowers, and fertility in Roman mythology.[4] The technical term “flora” is then derived from a metonymy of this goddess at the end of the sixteenth century. It was first used in poetry to denote the natural vegetation of an area, but soon also assumed the meaning of a work cataloguing such vegetation. Moreover, “Flora” was used to refer to the flowers of an artificial garden in the seventeenth century.[5]